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Online Application Change Password Login Terms & Conditions
 
 
 
OVERSEAS SECTOR PROJECT
 
 
      Prices will be enhanced in future.
      The applicant will deposit USD $5000/- for the registration fee / Earnest money
         (in your nearest Askari Bank Ltd or The Bank of Punjab). This is a
          non refundable amount
* , which is part of the quoted price.
       NOTE: The applicant will authorize DHA Islamabad (directly or through their agents)
         to verify applicant's credit rating from the concerned agencies.



Opportunity for Mortgage Finance

Those applicants who want to avail the opportunity for mortgage finance may opt for "Anchor Finance Group". AFG will provide an opportunity to overseas Pakistanis to utalize various financing options including conventional Home Equality and Cash-out Re-Finance as well as Shahriah-complaint rupee Mortgage financing products through premier foreign banks of Pakistan.



Payment Plan
Registration fee/ Earnest Money
USD $5000/-
Down Payment 30%
Installment plan will be confirmed after registration.
Installment plan options
Lump Sum Payment 5% discount in quoted price
Installment plan of one year 2.5% discount in quoted price
Installment plan of two year no discount
Payment detail  
Option 1 (Askari Bank Ltd):

Pay to any American Express Bank Limited, New York Agency, New York, IA Swift BIC Code: AEIBUS33XXX NY: 10008 P.O Box Number: 740, USA for the credit of Askari Bank Ltd, Karachi account number: 000718577, Swift BIC Code:  ASCMPKKA for the onward credit to Askari Bank Ltd, DHA Branch, Islamabad Account number: 01060213000030 favouring DHA Islamabad.

OR


Option 2 (The Bank of Punjab):

Credit to A/C # 3582-040168-001 of The Bank of Punjab, Head Office Karachi, Pakistan with Standard Chartered Bank, 1 Madison Ave New York NY, 10010-3603, US (Swift code: SCBLUS33) for onward credit to Account # FSN-4498-7
of Defence Housing Authority, Islamabad with The Bank of Punjab, Gul-e-Akra Plaza, Branch Rawalpindi Pskistan.
Swift code of The Bank of Punjab: BPUNPKKX014


Special Note:Please donot send your remittances in citi Bank.

No further details to be added in the above mentioned & transfer of funds should be as per the above defined details.



Please note down the Web Application number and use it in your deposit information.
You are required to send the 'bank reciept of registration fee' through email or fax to DHA Islamabad within 3 working days. Otherwise plot of your choice will be cancelled.

Email address: overseas_infodesk@dhai.com.pk
                         kashif@dhai.com.pk

FAX no:            0092-51-5788079 or
                         0092-51-5788086
* Subject to Terms and Conditions
TERMS & CONDITIONS:


   1)    I authorize Defence Housing Authority Islamabad (DHAI) and
             its authorized representatives to verify my credit rating from
             credit reference agencies.

   2)    I understand and agree that the Registration Fee of USD 5,000
             payable upon submission of this Registration Form is non-
             refundable unless:
                  
(i)    DHAI cancels the Housing Scheme;
                  
(ii)   DHAI refuses my application; and/or
                  
(iii)  I am unable to obtaining requisite financing in which case
                              refund of the Registration Fee shall be made to me or my
                              duly authorized representatives in Pakistan Rupees.

   3)    I understand that the Registration Fee shall be adjusted in the
             Purchase Price of my plot/constructed house.

   4)    DHAI shall allocate the numbers / addresses to plots/constructed
             houses to the customers on
'FIRST COME FIRST SERVE' basis. I understand
             and agree that if a corner plot is allotted to me, I am liable to pay
             additional charge of 10% of the purchase price of the plot.

   5)    I understand that at the time of possession of the plot/constructed
             house to me, DHAI shall, in my presence or in the presence of my
             duly authorized representative, carry out measurements of
             the plot/constructed house. I understand and agree that if, after
             such measurements, DHAI determines that the total land area of
             the plot/constructed house exceeds the standard allotted size, I
             shall, within 90 days of a written notice from DHAI, pay the cost
             of such additional land area to DHAI, as solely determined by DHAI.
             I further understand and agree that if, after such measurements,
             DHAI determines that the total land area of the plot/constructed
             house is less than the standard allotted size, DHAI shall determine
             the price/cost of such undersize plot/constructed house, and shall
             refund to me the additional price/cost, if any, paid for it.

   6)    In order to secure a loan from a registered loan giving agency for
             the purchase of a plot/construction of house, I may mortgage the
             plot/house to such loan giving agency after obtaining a No Objection
             Certificate from DHAI .

   7)    I shall, from the date of possession of the plot/constructed house,
             be liable to pay all taxes, rates, assessments, duties, charges
             (including betterment and maintenance charges) and impositions
             which may now or hereinafter be charged or imposed upon or be
             payable in respect of the said plot/constructed house or anything
             relating thereto by any competent authority under any law, rule,
             regulation or bye-law, as may from time to time, be in force.

   8)    I shall comply with and abide by all the laws regulating DHAI and the
             rules, regulations, bye-laws and orders that may be made/issued
             thereunder by DHAI, from time to time.

   9)  I shall, within a period of three (3) years from the date of possession
             of the plot construct a house in conformity with the construction
             bye-laws of DHAI and shall obtain a completion certificate from
             DHAI in accordance with the prescribed procedure. In case I am
             unable to procure a completion certificate from DHAI within three
             (3) years of obtaining possession of the said plot, I shall be liable
             to pay to DHAI non-utilization charges, as determined by DHAI.

   10)  I understand that DHAI retains the right to inspect/monitor the
              construction of my house, through its representative, at all
              reasonable times.

   11)  I shall not disturb/interfere with the layout of the Housing Scheme,
              in any manner whatsoever, and shall not encroach upon or usurp
              or put into my use, the pavements, pathways, roads, beams,
              green belt or any of the area/piece of land in the ownership of
              DHAI other than that allotted to me. In case of any such violation,
              DHAI may, without any notice and at my risk and cost, take
              appropriate action(s) to restore such pavements, pathways, roads,
              beams, green belt or any of the area/piece of land in the ownership
              of the DHAI and I shall immediately pay to DHAI the costs incurred
              by DHAI in connection therewith.

   12)   DHAI reserves the right to cancel the allotment of my plot/
              constructed house, resume its possession and forfeit five
              percent (5%) of the payments made by me, in case I contravene
              any conditions of allotment/transfer. In such a case, it shall be
              lawful for the authorized representative of DHAI to enter upon my
              plot/ constructed house and take possession thereof.

   13)  I shall pay the proportionate cost of any facility provided by DHAI
              for development and/or maintenance of the infrastructure etc.

   14)  All stamp duty and registration fee etc., payable in respect of my
              plot/constructed house shall be borne by me.

   15)  I shall not transfer or sub-divide my plot/constructed house without
              the prior approval of DHAI. Upon approved, I shall pay the requisite
              transfer/division fees, as prescribed by DHAI.

 
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